*Not all benefits are available on all Southern Cross Health Insurance plans. You can check our policy documents to see what each plan covers. Lily has the RegularCare plan.
At 26, Lily was fit and healthy. She’d never broken a bone or had any form of serious illness. When her first smear test came back positive for HPV, she was blindsided. “I was just so overwhelmed. I went into almost autopilot.”
Lily was able to be seen quickly thanks to her Southern Cross Health Insurance policy.
“From the get go, health insurance covered my amazing GP. She referred me straight to one of the top gynecologists in the country.”
Within weeks she had a colposcopy, biopsy, and a LLETZ procedure to remove the pre-cancerous cells.
Having cover meant she could focus on treatment, not money. “I was comfortable to make decisions that were best for me without weighing up cost. It would have been over ten thousand dollars all up.”
Looking back, Lily says “I do feel really lucky for my experience, because as horrific as it was, I dealt with the most amazing specialists and people who understood me. Now, I’m doing what I wish I had done before and talking about it, because it’s such a prevalent and common thing.”
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Note: The podcast features participants' own individual experiences with health insurance. These are their own views and experiences, and not the views of Southern Cross Health Insurance. This is not intended to be a recommendation or financial advice. If you are interested in obtaining health insurance, please seek professional advice.
Southern Cross Medical Care Society (trading as Southern Cross Health Society) is a licensed insurer and a licensed financial advice provider. For more information about the financial advice service we provide and a copy of our public disclosure statement please visit southerncross.co.nz/disclosure-statement.
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